Rental Property Loans For Long-Term Investors

Lock in today’s historically low interest rates on a 30-year loan. Qualify with no personal income check and close within 30 days.

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Bank-like terms, without the hassle

Rates starting at 5.25%

for a 30-year fixed rate loan

Flexible underwriting

loans down to 620 credit score with no income requirement

Bundle multiple properties together

in a single portfolio loan

Straight-forward, personal approach

for a 30-year fixed rate loan

Rental Loan Highlights

  • 30-year term (fixed rate, ARM, and interest-only options available)
  • Property types: Single-Family, Multi-family (up to 10 units), Condo (including non-warrantable), Townhouse
  • Loan amounts: $75,000 - $2,000,000
  • Rates starting at 5.25%
  • LTV Limits:
    • Purchase: 80%
    • Rate/Term Refinance: 75%
    • Cash-Out Refinance: 70%
  • No personal income check or tax returns required
  • No minimum rental income requirement
  • Short-term rentals (Airbnb) eligible with 12-month income history
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Rental Loan FAQ'S

  • Where do we lend?

    MoFin helps real estate investors purchase or refinance non-owner occupied properties with loans that are tailored for their unique situations. And we make it easy, with a streamlined online service from pre-qualification through closing.

  • What property types are eligible?

    MoFin helps real estate investors purchase or refinance non-owner occupied properties with loans that are tailored for their unique situations. And we make it easy, with a streamlined online service from pre-qualification through closing.